:root{--brand-primary: #1a1a2e;--brand-accent: #f5a623;--brand-accent-soft: #fff8ed;--surface-page: #f7f5f0;--surface-card: #ffffff;--surface-raised: #fdfcf9;--surface-sunken: #f0ede6;--text-primary: #1a1a2e;--text-secondary: #4a4a6a;--text-muted: #8888a8;--text-inverse: #ffffff;--border-light: #e8e4db;--border-medium: #d4cfc4;--border-focus: #f5a623;--warning: #b7791f;--warning-bg: #fff8e6;--ink-2: var(--text-secondary);--ink-3: var(--text-muted);--border: var(--border-light);--radius: var(--radius-md);--cat-finance: #2563eb;--cat-finance-bg: #eff6ff;--cat-legal: #7c3aed;--cat-legal-bg: #f5f3ff;--cat-saas: #059669;--cat-saas-bg: #ecfdf5;--cat-marketing: #dc2626;--cat-marketing-bg: #fef2f2;--cat-freelancer: #d97706;--cat-freelancer-bg: #fffbeb;--cat-math: #0891b2;--cat-math-bg: #ecfeff;--cat-health: #db2777;--cat-health-bg: #fdf2f8;--cat-construction: #65a30d;--cat-construction-bg: #f7fee7;--shadow-sm: 0 1px 3px rgba(26,26,46,.06), 0 1px 2px rgba(26,26,46,.04);--shadow-md: 0 4px 12px rgba(26,26,46,.08), 0 2px 4px rgba(26,26,46,.04);--shadow-lg: 0 8px 24px rgba(26,26,46,.12), 0 4px 8px rgba(26,26,46,.06);--shadow-hover:0 12px 32px rgba(26,26,46,.14), 0 4px 8px rgba(26,26,46,.06);--radius-sm: 6px;--radius-md: 12px;--radius-lg: 16px;--radius-xl: 24px;--radius-pill: 999px;--font-body: "Inter", system-ui, -apple-system, sans-serif;--font-display:"Inter", system-ui, sans-serif;--space-section: 80px;--content-width: 720px;--tool-width: 860px}.last-updated{font-size:12px;color:var(--ink-3);margin-bottom:24px;margin-top:-8px}.disclaimer-box{background:var(--warning-bg);border:1px solid #d4a017;border-left:3px solid var(--warning);border-radius:var(--radius);padding:12px 16px;font-size:13px;color:var(--ink-2);line-height:1.6;margin:16px 0}.disclaimer-link{margin-left:6px;font-size:12px;color:var(--warning)}.sources{margin-top:32px;padding-top:24px;border-top:1px solid var(--border)}.sources h3{font-size:14px;font-weight:600;margin-bottom:8px;color:var(--ink-2)}.sources ul{list-style:none;padding:0}.sources li{font-size:12px;color:var(--ink-3);padding:3px 0}.sources a{color:var(--ink-3);text-decoration:underline}.trust-page,.policy-page{max-width:760px;margin:0 auto;padding:48px 24px 72px}.trust-page h1,.policy-page h1{margin-bottom:16px}.trust-page h2,.policy-page h2{margin-top:32px;margin-bottom:12px}.contact-form{display:grid;gap:16px;margin-top:24px;background:var(--surface-card);border:1px solid var(--border-light);border-radius:var(--radius-lg);padding:24px}.footer-links{display:flex;flex-wrap:wrap;gap:12px 18px;max-width:1100px;margin:0 auto 24px;padding-top:8px}.footer-links a{color:#fff9;font-size:.82rem;text-decoration:none}.footer-links a:hover{color:#fff}.hub-extras{margin-top:24px}.recommendation-list{display:grid;gap:12px}.rec-item{background:var(--surface-card);border:1px solid var(--border-light);border-left:3px solid var(--brand-accent);border-radius:var(--radius-md);padding:14px 16px;color:var(--text-secondary)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--font-body);background:var(--surface-page);color:var(--text-primary);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}img,video{max-width:100%;display:block}a{color:var(--brand-primary);text-decoration:underline;text-underline-offset:2px}a:hover{color:var(--brand-accent)}h1{font-size:clamp(2rem,4vw,2.8rem);font-weight:800;line-height:1.15;letter-spacing:-.02em}h2{font-size:clamp(1.4rem,2.5vw,1.9rem);font-weight:700;line-height:1.2;letter-spacing:-.015em}h3{font-size:1.15rem;font-weight:600;line-height:1.3}h4{font-size:1rem;font-weight:600}p{color:var(--text-secondary);line-height:1.7}.container{max-width:var(--max-width, 860px);margin:0 auto;padding:0 24px}section{margin-bottom:56px}section h2{margin-bottom:24px}.card{background:var(--surface-card);border-radius:var(--radius-lg);border:1px solid var(--border-light);box-shadow:var(--shadow-sm);overflow:hidden}.site-header{background:var(--brand-primary);border-bottom:none;height:64px;display:flex;align-items:center;padding:0 32px;position:sticky;top:0;z-index:50;box-shadow:0 2px 12px #00000026}.site-logo{font-size:1.15rem;font-weight:800;color:#fff;letter-spacing:-.02em;text-decoration:none;display:flex;align-items:center;gap:8px}.site-logo:before{content:"FT";background:var(--brand-accent);color:var(--brand-primary);font-size:.7rem;font-weight:900;width:26px;height:26px;border-radius:6px;display:inline-flex;align-items:center;justify-content:center;letter-spacing:0}.site-logo:hover{text-decoration:none}.site-nav{display:flex;align-items:center;gap:4px;margin-left:40px;list-style:none}.site-nav a{color:#ffffffb3;font-size:.875rem;font-weight:500;padding:6px 14px;border-radius:var(--radius-pill);text-decoration:none;transition:color .15s,background .15s}.site-nav a:hover{color:#fff;background:#ffffff1a;text-decoration:none}.site-nav a.active{color:var(--brand-primary);background:var(--brand-accent);font-weight:600}.hero{background:var(--brand-primary);padding:72px 32px 0;text-align:center;overflow:hidden;position:relative}.hero:before{content:"";position:absolute;inset:0;background-image:radial-gradient(circle,rgba(245,166,35,.12) 1px,transparent 1px);background-size:28px 28px;pointer-events:none}.hero-inner{position:relative;max-width:680px;margin:0 auto}.hero-badge{display:inline-block;background:#f5a62326;color:var(--brand-accent);font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:6px 16px;border-radius:var(--radius-pill);margin-bottom:20px;border:1px solid rgba(245,166,35,.25)}.hero h1{color:#fff;margin-bottom:20px}.hero-highlight{color:var(--brand-accent)}.hero-sub{color:#ffffffa6;font-size:1.1rem;max-width:540px;margin:0 auto 36px;line-height:1.7}.hero-cats{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-bottom:56px}.hero-cat-pill{background:#ffffff14;color:#ffffffd9;padding:8px 20px;border-radius:var(--radius-pill);font-size:.875rem;font-weight:600;text-decoration:none;border:1px solid rgba(255,255,255,.12);transition:all .2s}.hero-cat-pill:hover{background:var(--cat);color:#fff;border-color:var(--cat);transform:translateY(-2px);text-decoration:none}.hero-stat-row{display:flex;justify-content:center;align-items:center;gap:0;background:#ffffff0f;border-top:1px solid rgba(255,255,255,.08);border-radius:var(--radius-lg) var(--radius-lg) 0 0;padding:20px 48px;max-width:520px;margin:0 auto;position:relative}.hero-stat{display:flex;flex-direction:column;align-items:center;padding:0 36px;gap:2px}.hero-stat-num{font-size:1.6rem;font-weight:800;color:var(--brand-accent);line-height:1}.hero-stat-label{font-size:.75rem;color:#ffffff80;font-weight:500;text-transform:uppercase;letter-spacing:.05em}.hero-stat-divider{width:1px;height:36px;background:#ffffff1f}.cat-hero{background:var(--cat-bg, var(--surface-page));border-bottom:1px solid var(--border-light);padding:56px 32px 48px}.cat-hero-badge{display:inline-flex;align-items:center;gap:8px;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--cat-color);background:rgba(var(--cat-rgb),.08);border:1px solid rgba(var(--cat-rgb),.15);padding:5px 14px;border-radius:var(--radius-pill);margin-bottom:16px}.cat-color-bar{height:4px;background:var(--cat-color);width:100%;position:fixed;top:64px;left:0;z-index:40}.cat-hero h1{color:var(--text-primary);margin-bottom:12px}.cat-hero p{color:var(--text-secondary);font-size:1.05rem;max-width:560px}.hub-tool-card{background:var(--surface-card);border-radius:var(--radius-lg);padding:28px 28px 24px;border:1px solid var(--border-light);box-shadow:var(--shadow-sm);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;display:flex;flex-direction:column;gap:10px;position:relative;overflow:hidden;text-decoration:none;border-left:4px solid var(--cat-accent, var(--brand-accent))}.hub-tool-card:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:var(--cat-accent, var(--brand-accent));opacity:0;transition:opacity .2s}.hub-tool-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-hover);border-color:var(--border-medium)}.hub-tool-card:hover:before{opacity:1}.hub-tool-card h3{font-size:1rem;font-weight:700;color:var(--text-primary);margin:0;line-height:1.3}.hub-tool-card h3 a{color:var(--text-primary);text-decoration:none}.hub-tool-card h3 a:hover{color:var(--cat-accent, var(--brand-accent))}.hub-tool-card p{font-size:.875rem;color:var(--text-secondary);line-height:1.5;margin:0;flex:1}.hub-tool-link{display:inline-flex;align-items:center;gap:6px;font-size:.8rem;font-weight:600;color:var(--cat-accent, var(--brand-accent));margin-top:4px;text-decoration:none}.hub-tool-link:after{content:"→";transition:transform .15s}.hub-tool-card:hover .hub-tool-link:after{transform:translate(3px)}.calculator-card{background:var(--surface-card);border-radius:var(--radius-xl);border:1px solid var(--border-light);box-shadow:var(--shadow-md);overflow:hidden;margin:0 auto 48px}.calculator-card-header{background:var(--brand-primary);padding:20px 28px;display:flex;align-items:center;gap:12px}.calculator-card-header h2{font-size:.9rem;font-weight:700;color:#ffffffe6;margin:0;text-transform:uppercase;letter-spacing:.06em}.calculator-card-body{padding:28px}.tool-page{max-width:var(--tool-width);margin:0 auto;padding:48px 24px 80px}.tool-page h1{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;color:var(--text-primary);margin-bottom:8px}.tool-page .tool-subtitle{color:var(--text-secondary);font-size:1rem;margin-bottom:36px}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.input-grid.single{grid-template-columns:1fr}@media(max-width:600px){.input-grid{grid-template-columns:1fr}}label.field-label{display:block;font-size:.72rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--text-secondary);margin-bottom:7px}input[type=text],input[type=number],input[type=email],input[type=date],input[type=month],select,textarea{width:100%;background:var(--surface-sunken);border:1.5px solid var(--border-light);border-radius:var(--radius-md);padding:11px 16px;font-size:1rem;color:var(--text-primary);font-family:var(--font-body);transition:border-color .15s,box-shadow .15s,background .15s;outline:none;box-sizing:border-box;appearance:none}input:hover,select:hover,textarea:hover{border-color:var(--border-medium);background:#f5f2eb}input:focus,select:focus,textarea:focus{border-color:var(--brand-accent);background:var(--surface-card);box-shadow:0 0 0 3px #f5a62326}textarea{resize:vertical;min-height:80px;line-height:1.6}.field{margin-bottom:20px}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field-full{grid-column:1 / -1}input[type=range]{width:100%;accent-color:var(--brand-primary);cursor:pointer}.range-row{display:flex;align-items:center;gap:12px}.range-row input[type=range]{flex:1}.range-value{font-size:14px;font-weight:600;min-width:48px;text-align:right;color:var(--text-primary)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 28px;font-size:15px;font-weight:600;font-family:inherit;border-radius:var(--radius-md);cursor:pointer;transition:background .15s,border-color .15s,opacity .15s,transform .1s;text-decoration:none}.btn-primary{width:100%;background:var(--brand-primary);color:#fff;border:none;padding:14px 24px;font-size:1rem;font-weight:700;margin-top:24px;transition:background .15s,transform .1s,box-shadow .15s;letter-spacing:.01em;position:relative;overflow:hidden}.btn-primary:after{content:"";position:absolute;inset:0;background:linear-gradient(#fff0,#ffffff14)}.btn-primary:hover{background:#2a2a4e;transform:translateY(-1px);box-shadow:var(--shadow-md);text-decoration:none}.btn-primary:active{transform:translateY(0)}.btn-secondary{background:transparent;color:var(--text-primary);border:1.5px solid var(--border-medium)}.btn-secondary:hover{background:var(--surface-sunken);text-decoration:none}.btn-full{width:100%}.btn:disabled{opacity:.5;cursor:not-allowed}.btn-row{display:flex;gap:8px;padding:16px 24px;border-top:1px solid var(--border-light);background:var(--surface-page)}.result-section{background:var(--surface-sunken);border-top:1px solid var(--border-light);padding:28px}.result-section-title{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted);margin-bottom:20px}.result-area{background:var(--surface-sunken);border-radius:var(--radius-lg);padding:28px;margin-top:24px;min-height:60px}.result-empty{font-size:14px;color:var(--text-muted);text-align:center}.result-number{font-size:1.75rem;font-weight:800;color:var(--text-primary);line-height:1.2;letter-spacing:-.02em}.result-label{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--text-muted);margin-top:4px}.metric-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:14px}.metric-card{background:var(--surface-card);border-radius:var(--radius-md);padding:18px 20px;border:1px solid var(--border-light);box-shadow:var(--shadow-sm);position:relative}.badge{display:inline-block;padding:3px 10px;border-radius:var(--radius-pill);font-size:.72rem;font-weight:700;margin-top:6px}.badge-good{background:#dcfce7;color:#15803d}.badge-warn{background:#fef9c3;color:#854d0e}.badge-danger{background:#fee2e2;color:#991b1b}.status-badge{display:inline-block;font-size:12px;font-weight:600;padding:4px 12px;border-radius:var(--radius-pill)}.status-badge.good{background:#dcfce7;color:#15803d}.status-badge.warn{background:#fef9c3;color:#854d0e}.status-badge.bad{background:#fee2e2;color:#991b1b}.upload-zone{border:2px dashed var(--border-medium);border-radius:var(--radius-lg);padding:32px;text-align:center;cursor:pointer;transition:border-color .15s,background .15s;background:var(--surface-page)}.upload-zone:hover,.upload-zone.drag-over{border-color:var(--brand-accent);background:var(--brand-accent-soft)}.upload-zone input[type=file]{display:none}.breadcrumb{display:flex;align-items:center;gap:8px;font-size:.78rem;color:var(--text-muted);margin-bottom:28px}.breadcrumb a{color:var(--text-muted);text-decoration:none;transition:color .15s}.breadcrumb a:hover{color:var(--text-secondary);text-decoration:none}.breadcrumb-sep:before{content:"/"}.breadcrumb-current{color:var(--text-secondary);font-weight:500}.tool-page-hero{padding:48px 0 40px}.tool-page-hero h1{font-size:28px;margin-bottom:10px;font-weight:800}.tool-page-hero .subhead{font-size:16px;color:var(--text-secondary)}.seo-body{max-width:var(--content-width);margin:0 auto}.seo-body h2{margin-top:48px;margin-bottom:12px;color:var(--text-primary)}.seo-body p{font-size:16px;line-height:1.7}.try-tool-box{background:var(--brand-accent-soft);border:1px solid rgba(245,166,35,.2);border-radius:var(--radius-md);padding:16px 20px;margin:32px 0;font-size:15px}.blog-article{max-width:var(--content-width);margin:0 auto;padding:56px 24px 96px}.blog-meta{display:flex;align-items:center;gap:12px;margin-bottom:32px;flex-wrap:wrap}.blog-meta time{font-size:.8rem;color:var(--text-muted);font-weight:500}.blog-cat-pill{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;padding:4px 12px;border-radius:var(--radius-pill);background:var(--brand-accent-soft);color:var(--brand-accent);text-decoration:none}.blog-read-time{font-size:.8rem;color:var(--text-muted)}.prose h2{font-size:1.35rem;font-weight:700;margin-top:48px;margin-bottom:12px;color:var(--text-primary);padding-bottom:10px;border-bottom:2px solid var(--border-light)}.prose h3{font-size:1.1rem;font-weight:600;margin-top:32px;color:var(--text-primary)}.prose p{margin-bottom:20px;line-height:1.8;font-size:1.02rem}.prose .callout{background:var(--brand-accent-soft);border-left:4px solid var(--brand-accent);border-radius:0 var(--radius-md) var(--radius-md) 0;padding:16px 20px;margin:28px 0;font-size:.95rem}.prose strong{color:var(--text-primary);font-weight:700}.blog-list{list-style:none}.blog-list li{display:flex;align-items:baseline;gap:16px;padding:14px 0;border-bottom:1px solid var(--border-light)}.blog-list li:last-child{border-bottom:none}.blog-date{font-size:13px;color:var(--text-muted);min-width:96px}.blog-title{font-size:15px;font-weight:500}.blog-title a{color:var(--text-primary);text-decoration:none}.blog-title a:hover{color:var(--brand-accent)}.blog-cat{font-size:11px;color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;margin-left:auto}.article-meta{display:flex;gap:16px;font-size:13px;color:var(--text-muted);margin-bottom:32px}.article-body{max-width:680px;font-size:16px;line-height:1.8}.article-body h2{margin-top:40px}.article-body h3{margin-top:28px}.article-body ul,.article-body ol{padding-left:1.4rem;margin-bottom:1rem}.article-body li{margin-bottom:6px}.site-footer{background:var(--brand-primary);color:#fff9;padding:56px 32px 32px;margin-top:auto}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;max-width:1100px;margin:0 auto 48px}@media(max-width:768px){.footer-grid{grid-template-columns:1fr 1fr;gap:32px}}.footer-brand-name{font-size:1rem;font-weight:800;color:#fff;margin-bottom:10px}.footer-tagline{font-size:.85rem;line-height:1.6;max-width:240px;color:#ffffff73}.footer-col-title{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.09em;color:#fff6;margin-bottom:14px}.footer-col a{display:block;color:#fff9;font-size:.875rem;text-decoration:none;margin-bottom:8px;transition:color .15s}.footer-col a:hover{color:#fff;text-decoration:none}.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:24px;display:flex;justify-content:space-between;align-items:center;max-width:1100px;margin:0 auto;font-size:.78rem;color:#ffffff4d}.footer-accent{color:var(--brand-accent)}.related-tools{margin-top:48px}.related-tools-list{list-style:none}.related-tools-list li{padding:12px 0;border-bottom:1px solid var(--border-light);display:flex;justify-content:space-between;align-items:center;font-size:15px}.related-tools-list li:last-child{border-bottom:none}.related-tools-list .cat-tag{font-size:11px;color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em}.cat-badge{display:inline-block;font-size:.7rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;padding:4px 12px;border-radius:20px;margin-bottom:12px}.kpi-info-btn{display:inline-flex;align-items:center;justify-content:center;width:15px;height:15px;border-radius:50%;background:none;border:1.5px solid var(--text-muted);color:var(--text-muted);font-size:9px;font-weight:700;line-height:1;cursor:pointer;margin-left:5px;vertical-align:middle;position:relative;top:-1px;padding:0;transition:border-color .15s,color .15s}.kpi-info-btn:hover,.kpi-info-btn:focus{border-color:var(--text-primary);color:var(--text-primary);outline:none}.kpi-tooltip-wrapper{position:relative;display:inline}.kpi-tooltip{visibility:hidden;opacity:0;pointer-events:none;position:absolute;bottom:calc(100% + 8px);left:50%;transform:translate(-50%);background:var(--brand-primary);color:#fff;font-size:.78rem;font-weight:400;line-height:1.5;padding:10px 13px;border-radius:var(--radius-md);width:220px;z-index:100;transition:opacity .15s ease,visibility .15s ease;text-transform:none;letter-spacing:0;box-shadow:0 4px 16px #0000002e;text-align:left;white-space:normal}.kpi-tooltip:after{content:"";position:absolute;top:100%;left:50%;transform:translate(-50%);border:6px solid transparent;border-top-color:var(--brand-primary)}.kpi-tooltip.tooltip-below{bottom:auto;top:calc(100% + 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